Monday 17 November 2014

HOW TO INCREASE YOUR CHANCES OF BEATING THE LOTTERY

Almost every one of us wants some spare money. Perhaps from a promotion offering free cash or just hitting the lottery. Who wouldn’t want to win the jackpot? I definitely would love the opportunity to invest or travel off of the winnings.


However, there is a big problem. Guessing 6 numbers drawn at random from the set of integers between 1 and 39, which means there are 39!/(6!*(39-6)!) combinations of numbers (the draw order doesn't matter). In other words, the jackpot chance is 1 in 3,262,623 or approximately or three million two hundred sixty-two thousand six hundred twenty-four complete combinations of six numbers . That’s bewildering and funny enough a man in the US spent his life savings to try and beat the lottery.


With the age old interest in the lottery and; hate to say this, lazy attitude towards work or just the inability to find work to help pay the bills. People are more than keen than ever to try out so called Lotto Systems that later prove to be less effective to completely and utterly useless. However, there are legit systems in hidden or overshadowed by the ineffective ones because of publicity that goes in the fake ones.

For instance, the winning numbers for a certain day are 01 14 21 23 26 37 and the bonus ball is 18. Figuring out the exact order is a daunting task. But here’s a simpler way one would arrange them in a way to guarantee maximum results. Here’s how…..





System Numbers
#01 02 03 04 05 06 07
1 2 3 4 5 6
1 2 3 4 5 7
1 2 4 5 6 7
1 2 3 5 6 7
2 3 4 5 6 7

Your Numbers W/ System
#01 14 18 21 23 26 37

01 14 18 21 23 26 (Second Jackpot)
01 14 18 21 23 37 (Second Jackpot)
01 14 21 23 26 37 (Jackpot)
01 14 18 23 26 37 (Second Jackpot)
14 18 21 23 26 37 (Second Jackpot)

*From the illustration you can see how possible it is for one to hit the Jackpot and second Jackpot ,too.


The painstaking part is. How does one guess the correct numbers to be drawn on that particular draw? I am going to look at that in my next post. For now, I would like to urge anyone interested in what I have talked about to write as I have larger and richer systems to offer.

Thursday 16 October 2014

Friends of sorts

OF friends with sorts. Or sort of. I seldom wonder why all things fall apart at some point in life. Whether the person is pitiable or just a delinquent living his days out in the sun! Life will deal each, some of the worst and bewildering cards ever seen.



More often than not, the delinquent (aka the delicate) is dealt spectacular cards in his early life. Private schools, birthday presents till he can't count of them from his fingers alone. The same can't be said of the impoverished fellow, nah.... Scrapper is the word. His the guy whose second-rate, inferior, substandard, the list is endless.



One need not be a rocket scientist to figure out where the scrapper lived when the cards were dealt. A befitting description would be billion meters from the dealer, but that stretch isn't far-fetched. The stapler without staples, the homeowner without land. A dreamer with no bed. The guy building castles in the air, a passive smoker whose step-dad is the epitome of a poverty-stricken man. Hapless, pitiful and ill-starred do not get close to I.D-ing., his existence as a replacement father figure.



As one gallops for air the other is looking for a tan in the sun for the thrill of it. Just being him is all he knows how to be be. Condescending, loathing and ungrateful. The picket fence isn't his resting lush. The facade that is being him in all his supposed glory, is his eternal mantra me .... me .... me! Conspicuous like the wind. Forever aiming to be felt and not seen. The warmth of the soul is useless to him, the idea of belonging to someone or something is trivial to him. So he sweeps the ground with an insatiable appetite to wither a seed of hope and lay the expanse desolate.


When fate picks a side there isn't much one can to do, but enjoy the guided tour that is life. Even opportunity eludes the stapler. Whether he accost the delinquent for a job or common greeting, he knows the cards were dealt edges ago. Still in his humble mannerism, he holds his head straight for the opportunity he has long desired since his childhood. His unhinged right hand is always ready to stretch out and greet the rich dads poster boy.


Hindsight doesn't work for him because he was shrugged off yesterday or a fortnight ago. And although crime may seem like the easiest way out of the shackles orchestrated by his past. The thought of prison, not knowing the number of years he would serve. The idea of sitting in a small dead-end with cell bars and possibly rotting in there strengthens his resolve.


As for his counterpart, life comes easy. Doing time is the least of his worries. Well, not if his father would help it. Dads replica can't even spend a night in the joint for drunk driving. Not with all his father connections at his disposal. The stapler knows his future if he so much as stray from his humble beginnings. As nobleman, he anticipates every deed with results to what he let lose. He has potential even as a father, if fate would have it. His spat in the face by the delicate yet his undeterred. He isn't appreciated and praised for his effort in his quest to be reintegrated and accepted as an equal member of society yet he soldiers on. On the contrary, the delicate is not so tough, very much cracked and if dad were to light out on him, that would spell death to him, too.


See sometimes we get too crowded with unimportant things that we lose track of what is really important. And even when your cards are solid, learning to fold them is the best way to live with every one. "The fool doth think he is wise, but the wise man knows himself to be a fool." - William Shakespeare!

Monday 13 October 2014

Payoneer MasterCard Debit Card

I’ll start off with the basics here. As their name implies, Payoneer are true ‘pioneers’ in the Payoneer global payment processor sector and there isn’t an easy comparison to be made between Payoneer and other services like it.

To save you time figuring it all out, here's what they can do for you.

What is Payoneer?

Payoneer is a global payment processor similar to PayPal which promises a safe and affordable online payment solution for international freelancers, affiliate marketers, and others who make money online and need to get paid in their home country.

The Payoneer prepaid MasterCard works like any other re-loadable MasterCard prepaid debit card that you can get at your local bank branch, though it isn't a typical local debit card account.

Here's a quick summary of how the card works.

What do you get with the Payoneer MasterCard debit card?

A physical MasterCard prepaid debit card.
An online account linked to your MasterCard card which you can use to view your balance and transaction history, as well as manage your account and personal details.

How can you use it?

You can receive credit/debit card payments from anyone with Visa or MasterCard, from anywhere in the world. This service comes with a small processing fee per payment, and the maximum amount you can receive from a single credit card payment is $1000.



You can receive Direct Deposit payments from US-based companies such as Amazon and PayPal through Payoneer’s US Payment Service. The transaction fee for using the US Payment Service is 1% of the total amount transferred. You’ll then get paid directly onto your card, rather than having to wait for an international check and paying exorbitant clearing fees on your earnings.


You can receive online payments in USD from Payoneer-approved partners (for example: Elance, Fiverr, MediaWhiz, Media Shakers, and dozens more). Receiving payments this way is free for most partners and takes two days to load, although you can also pay an extra $2.50 if you need the cash within 1-2 hours of requesting it.


You can pay for goods and services online as well as in brick-and-mortar stores. It has the convenience of a credit card for online payments, with the beauty of a prepaid debit card since you cannot spend more money than you have in your account - i.e. you can't get into debt! There is no extra charge added to your purchases when you use the Payoneer card directly at a point-of-sale machine.


You can withdraw cash in your local currency from any ATM with the MasterCard logo visible on it somewhere – there are more than 1 million of these ATMs worldwide. The fee for a standard ATM cash withdrawal is around $3. This fee might sting a bit, but it helps me keep disciplined with my spending habits so I don't mind it too much.


If you don’t already have an account with one of Payoneer’s partners, you will want to sign up for your Payoneer card directly from the Payoneer website. The yearly card fee is $29.95, which is deducted from your balance automatically so you don’t have to worry about renewing it. There are no monthly maintenance fees when you sign up for your card via Payoneer's website.


Please note that Payoneer does provide a few other services such as Global Bank Transfers and the US Payment Service; however, I will not be covering these in this review as I do not use the Global Bank Transfer Service and have only recently been approved for the US Payment Service.


Once I have more experience with the US Payment Service I may write another review detailing how I have found it. [UPDATE: I just received my first Direct Deposit payment from Amazon Associates using Payoneer's US Payment Service - everything came through without a hitch and I'm smiling from ear to ear!


My payoneer experience - One year and counting

If you’re still reading this far, you probably want to know if Payoneer is any good, or maybe you would just like to know “how legit” they are. Before I get to that, allow me to give you a short explanation of how and why I started using Payoneer.


A little over a year ago, I was unemployed and having no luck finding a job in my local area in Zambia. I mused about the possibility of using my skills online as a freelance writer – but my main obstacle, of course, was getting paid. PayPal wasn’t an option because until recently there was no way to withdraw PayPal funds in my country due to confusing regulations. Nevertheless, I was sure there had to be a way, and after many weeks of hitting dead-ends, I finally found Payoneer.


Fast forward through a fruitful year of freelancing and some dabbling in affiliate marketing... Well, I’m still using my Payoneer card, and not a day goes by where I’m not thankful for the freedom it gives me to earn money no matter where I am. Although I mainly use it for receiving my freelance earnings on Elance and some affiliate commissions (e.g. Amazon, ClickBank, LinkShare), I have been thoroughly impressed by both Payoneer as a company and the Payoneer prepaid debit card itself.


My major concern when signing up with Payoneer was how long the payments would take to clear, but as it turns out I was worrying for no reason. I have never had a problem with my payments coming through; they have been processed and loaded into my account within the promised two-day waiting period each and every time.


As for paying for things with my Payoneer card, so far I’ve yet to come across a checkout method that prevented me from purchasing – i.e. it just works. I’ve bought goods online at both local and online retailers with no problems, and it's as easy as a credit card transaction.


Whenever I have a question regarding the service or my account, I simply search the Payoneer forum and usually find that my question has already been answered, straightforwardly and in sufficient detail, by one of their community managers or support representatives. I can't vouch for the live support because I've never used them, as I prefer email correspondence when dealing with official matters.


With that said (I mean, what more can I say?), if you’re an online freelancer, content producer, or affiliate marketer looking for a better alternative to PayPal for getting paid over the internet… This is it.


Verdict: 100% legit and highly recommended.


Here's how to get your own Payoneer card + $25 bonus

Payoneer is running a special ‘Refer-A-Friend’ promotion for a limited time, meaning that if you sign up through an existing cardholder’s referral link now like this one http://share.payoneer-affiliates.com/a/clk/27Kk5D you get $25 added to your Payoneer account when you’ve transferred over $100 in earnings or deposits to your card.


Deposits that qualify towards the $25 bonus include loads from your PayPal account to your Payoneer card using the US Payment Service, as well as from any other company on the US Payment Service Whitelist.


Applying for your card is quick, easy, and you don’t even need an existing bank account. Once you sign up online with Payoneer, your card is shipped to you at no charge

.